Shared Ownership Stamp Duty: How SDLT Works
Stamp duty on shared ownership purchases depends on whether you pay tax on the share or elect to pay on the full market value. We explain both routes with examples.
Read guide →Guides & explainers
Practical explainers on stamp duty and property transaction taxes across the UK — written for buyers who want to understand the numbers before they exchange contracts.
Stamp duty on shared ownership purchases depends on whether you pay tax on the share or elect to pay on the full market value. We explain both routes with examples.
Read guide →You must file your SDLT return and pay stamp duty within 14 days of completion in England and Northern Ireland. What happens if you miss the deadline, and who actually pays.
Read guide →Properties below £125,000, qualifying first-time buyers, and other situations where SDLT is zero in England and Northern Ireland — plus when you still need to file a return.
Read guide →First-time buyer relief saves thousands below £500,000 — but one pound over wipes it out entirely. See the numbers at £480k, £500k and £510k.
Read guide →What happens to your stamp duty bill when you buy before you sell, how chains affect the surcharge, and when you can claim a refund after selling your old home.
Read guide →How much stamp duty you pay on a buy-to-let or second home in England and Northern Ireland, with worked examples at £200k, £250k and £300k.
Read guide →The non-UK resident SDLT surcharge adds 2% on top of standard rates. We explain the 183-day rule, how it stacks with second home tax, and who can claim a refund.
Read guide →If you paid the 5% additional property surcharge when moving house, you may be able to claim an SDLT refund — but only if you sell your old home within 36 months. Here's how it works.
Read guide →Scotland and England both charge tax when you buy property, but the rates, bands, and rules differ significantly. Here's a side-by-side comparison with real examples.
Read guide →A plain-English guide to how stamp duty bands work in England, with worked examples at real price points and an explanation of first-time buyer relief.
Read guide →